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Purchasing A Home

Obtaining a home mortgage does not have to be an intimidating process. While surely one of the most substantial financial decisions you will ever make, USLC asks that you put your confidence in our trusted experience. You can rely on our mortgage team to provide knowledgeable and quality lending guidance to assist in making the purchase of your new home a seemingly effortless process. If you have any questions throughout the loan process, simply give us a call and our mortgage experts will clarify any misunderstandings you may incur from the application process all the way to the final closing of your loan. Let’s team up together for success, so that USLC can assist in achieving your goal of owning a new home! When the right people unite, everyone benefits.


Step One: Become Pre-Qualified

The pre-qualification process allows USLC to analyze your current financial position so that we can calculate the applicable loan program offerings, along with the personal rates that are exclusively crafted to match the fiscal needs correlated to your unique circumstances.


Step Two: Discover Your Dream Home

Upon receiving your accepted pre-qualification letter, the process of looking for your new home can finally begin! Following the selection of your dream home, it will now become time to place an official offer on the house. Once the seller accepts your offer, and is made aware that you are able to secure the appropriate funding for the purchase, it is now time to secure a mortgage.


Step Three: Apply for Your Mortgage

Following the seller accepting your proposed offer on the home, you will now begin the mortgage application process. Although there is plenty of paperwork for you to submit throughout this step, USLC’s mortgage banking team will be there every step of the way to assist with any questions or concerns you may ultimately have. USLC intends to ensure that this process is fast, efficient, and highly rewarding. Our expertise and commitment to you is meant to provide the opportunity to move into the house of your dreams at your earliest convenience. Our team here at USLC is committed to finding you the ideal loan program that will best complement your personal financial situation.


Step Four: Welcome to your NEW Home

Once your mortgage loan has been approved, USLC will then order the necessary loan documents and contact the title company so that you can complete and finalize the last of the paperwork. After just a few signatures, your closing paperwork will be filed on record, officially making you a new homeowner! After closing, you will receive the keys to your new home. So, get those boxes packed, it is now time for you to move in!